This Week, Internet Financial Products Have Been Launched Online, Jingdong First Hit Regular Payment Cards.

< p > > a href= "//www.sjfzxm.com" > Internet < /a > wealth management products will be put together online this week.

Yesterday, NetEase's ultra short term financial products "revenue insurance" debut, expected revenue of 6.6%, Tencent Huiping docking huitianfu fund played a "red envelope".

Today, Jingdong finance's regular payment of Cathay Pacific Ankang pension is officially launched, with a quarterly dividend of 8.8%.

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< p > < strong > Jingdong has 8.8 regular payment cards < /strong > < /p >.

< p > NetEase's "income insurance" docking is "Everbright Yongming Guangming Fortune 2 (M2) annuity insurance (universal type)", 100 yuan for sale.

However, from yesterday's sales situation, this product is not ideal.

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< p > purchase "income insurance" does not need to pay through third party, but through bank direct deduction.

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< p > Jingdong will launch a hybrid fund today, which can invest in the bond market or invest in the stock market. The starting point for investment is 100 yuan.

This is the first user customized product since the financial platform was launched in March 27th, and it is also the first concept of regular payment in Internet finance.

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< p > < < a href= > //www.sjfzxm.com/news/index_s.asp > > Jingdong < /a > 8.8 is the CTI pension fund mixed payment fund. Although the fund does not promise revenue, it will pay cash to users at the rate of 8.8% annual cash payment in the last quarter of January the 20th, and it can also be redeemed at any time.

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< p > compared with the annual yield of money market fund 5%, the main force of Internet financial products, the 8.8% fixed annual payment rate is obviously much higher.

However, 8.8% is not the final return, the final income may be slightly higher or slightly lower, but investors can get a certain cash flow on a regular basis.

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< p > the so-called regular payment means payment day. If the annual yield of the net value of the fund exceeds 8.8%, such as 10%, then the investor will get 8.8% of the income in advance.

But there is also a possibility that the annual yield of the Japanese fund will be less than 8.8%, so that the cash will be withdrawn from the investor's principal and the principal amount will be reduced.

Experts say regular payment products are more suitable for people with regular capital requirements.

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< p > < strong > high yield, high risk < a href= "//www.sjfzxm.com/news/index_cj.asp > > financial product < /a > become a new hot spot < /strong > /p >

< p > in the current round of Internet financial products, monetary fund is no longer the protagonist, and the higher yield and higher risk products of insurance and hybrid funds are mutually matched.

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< p > Jingdong said that "Jingdong 8.8" has a wider scale in terms of investment, which means that it can capture more high-yield and low risk for users.

Not only can we invest in the bond market, but also participate in the new stock market. Even if the stock market fluctuates, hedging risks can be hedged.

Wind data statistics, as of April 8th this year, benefiting from IPO restart, part of the guaranteed fund has gained over 20% revenue.

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< p > NetEase's "income insurance" universal insurance is not only the same as the traditional life insurance, but also can be invested in the proceeds, which is a higher investment risk than the Monetary Fund.

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< p > the introduction of more and more new products has great potential for the original baby.

Yesterday, the huitianfu fund, which was linked to CAITONG, started a sales promotion and bought a red envelope from the fund.

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< p > financial experts say that with the decline of Internet Financial fever, < a href= "//www.sjfzxm.com" > investors < /a > is becoming more rational. Instead of looking at profits, it is looking for products that are more suitable for them.

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